Wednesday, September 21, 2011

How am I supposed to adopt a rescue dog if rescue centers are so difficult to deal with?!?

I'm planning on getting a dog, and EVERYONE says ...'; adopt from a rescue, don't go to a breeder.'; and all the rescue sites say '; rescue a dog, and don't buy from a breeder.';





Well, I apply over and over and they say I'm not suitable!





Sure, I have a 2 story 1100 sq foot town home and I make enough to support a dog, and I don't have children but... becasue I'm under 25 and I rent- I'm a ';risk.';





okay okay, I GET that they want the dog to have a stable home. but If i havent moved in 4 years or changed jobs and I'm not planning on it- doesnt that show stability?





isnt it hhypocritical to tell people to adopt and not buy and then decline them?!





I've gone to shelters and they only have really large dogs.





I guess i'm just going have to buy a dog.How am I supposed to adopt a rescue dog if rescue centers are so difficult to deal with?!?
I know many of these California rescues and shelters don't have the requirements of owning a home..Perhaps you should put in your zip code, and then search a little larger area..I know I would drive several hours to find the perfect companion..Lindsay Kennel has Chihuahuas, and other small dogs, ( it is a high kill shelter, as is Visalia) Lemoore and Handford are desperate to place their dogs..


Just check out here, and put in your zip, but look a little further, to the crowded ones in Riverside area, or the central valley.%26gt; http://search.petfinder.com/search/searc…





these little guys are only allowed to live 10 days%26gt; http://search.petfinder.com/petnote/disp…





this is a high kill shelter with several wonderful dogs%26gt; http://search.petfinder.com/petnote/disp…


Here is an organization to help you%26gt; http://www.amrt.net/photos_of_shelter_pe…How am I supposed to adopt a rescue dog if rescue centers are so difficult to deal with?!?
I have the same kind of crap when I tried a cat rescue.





they were concerned that, as an indoor-outdoor cat, wolves would come around and eat the cat. But just MY cat!
thats crazy !
If you are in NYC I can recommend a shelter.





From where are you trying to adopt a dog? The ASPCA?
I do think a lot of rescues do go overboard sometimes with the qualifications. Usually animal shelters are not quite as fanatical about the requirements. Maybe you should try one of those.
Well.....you have to understand that we know what these poor babies have been through already and want SO badly for them to be in good homes. For me anyway if there were nearly ANYTHING I could do so that all these dogs could have good homes I would do it. If I could die so they all could live I would. So you have to understand where we are coming from. Being you have been there for 4 years I would consider you after a home visit if I felt your funding was OK and you could spend a decent amount of time with the dog each day. At any rate, look in your local paper for FREE TO GOOD HOME ads. These are the dogs that will end up in testing labs or as target practice for wretched kids. That way you are still rescuing a dog in a way.
Well, they want the dog to get daily exercise, not be couped up in the house all day. Not to mention, the dog would be unsupervised while you're at work for hours everyday. Would make for an unstable dog, and you'd come home to dog crap, urinated rugs, and a chewed-up couch or two. You have to be reasonable, and realistic.
Try this website, these people are very nice and understanding... www.hcws.org
Most rescue centers are looking out for the pet. A lot of smaller breeds need a lot of attention. Would you have a dogie door so the pet could go outside whenever it needed to. If they had to be kept indoors all the time it could cause depression on the animal. A breeder would sell you a pet but only if they knew you could take care of it properly. If you don't have a dogie door would the pet be able to get out every 2 or 3 hrs. to pee. How would you feel if you had to wait until your owner came home to go....


Think about it...
Before you -purchase one, do some more research. Look in the classified in your local newspaper for postings from people looking to give their puppies or dog(s) to a new and good home. I got my dog from a friend who's boyfriend's dog had puppies! I've had her for two years and love her!! Also, check out your local shelter, the Animal Humane Association, etc. My mom adopted a ';rescue'; dog last December and its not a big dog. There are so many puppies, dogs, cats and kittens that need good homes that would otherwise be euthanized or dumped somewhere. If you need any help I would be glad to assist you. I don't believe that someone should have to ';purchase'; a dog rather than adopt for a small fee or better yet, for free!!
just try to find out what rules they require and if possible make a compromise with the shelter or if all else fails you could buy an animal at pet store or from and individual
I've gone through the same thing... I love pets and am responsible... And either my fiance or I are home nearly 100% of the time... He works days and I work nights. I'm ';at risk'; for the same reasons.





So we decided to find someone with puppies from the local paper. We tried to look for a family rather than a breeder and someone who wasn't registering their puppies- seems more likely they are just pet people, rather than breeders. Yet I still feel like a local breeder is better than the pet store...





My mom and I were talking about all this the other day. She said that when she got her dog from the shelter the paperwork was 10 pages long. 10 pages! I know they're just trying to place a dog in a loving home with people who will take care of it... But that much paperwork is enough to make people want to look somewhere else.
I totally agree with you--I know some measures were put in place to make sure the animal were being placed in good home--but give me a break--they refused me a dog-adult dog-because I had to go to work everyday--HELLO--was I supposed to quit my kob to be a dog owner?? Everyone I know that has a pet works.I suppose that poor ole dog was put down rather than given to someone who ?worked?


You would think they would be soooooo happy to have someone adopt these unwanted pets-give them love and shelter...I just bought a dog it was easier-but sad in a way dont you think?
I know you're pain. I live in Columbus, OH and I tried to get a dog from the Franklin County Dog Shelter and they gave me so much hell. I wanted this lab mix and they said I don't have any lab experience, so I wanted a jack russell terrier and I didn't have any Jack russell experience either, so then they said since I never ';owned'; a dog just grew up with one, even though I trained, fed, %26amp; bathe the dogs I don't have enought dog experience.





I found another shelter called Pets Without Parents and I love my Pitbull mix he is so funny and crafty. I would adopt every other dog I ever get from them if I had to get a dog. So, if you're in Ohio go to Petswithoutparents.net
If the laws punished the abusers of these animals as harshly as they should be, the rescue centers wouldn't exist at all.





If they are being this hard on you, it would seem to me that they are not placing these dogs in very many homes. I have adopted dogs and I will never do it again. I never realized how many problems these animals have. Physical problems as well as emotional problems. Most of them cost you a fortune in Vet bills.


It is sad that there are humans out there that can ruin animals and throw them away. Some of them can't be trusted not to attack people for no reason because of dog's abused background. It is not the poor animals fault, but you have to have the patience, time and money to help the dog.





I bought a purebred after much research on breeds and one that would fit into our homelife. I have never been sorry. When you purchase a purebred, you know the qualities you are going to get and the personality. You must be sure the breeder is excellent. You can tell when you go visit if it is a good breeder or not.


This could be a blessing in disguise for you. Match a breed to your personality and life. That is half the fun. I wouldn't trade my boy for anything. Actually I am going to buy another one from the same mother/father he had. That is how happy I am with him.....





One last thing. DO NOT buy a puppy from a pet store. You know nothing about where it came from and usually it is from a puppy mill. My boy came from small breeder that treated the parents and the pups like children. The disposition of the parents does come thru to the pups. So be real sure of the breeder.
I got mine from the humane society. I think all they did was call my landlord to make sure the dog was allowed. You seem way more quialified thna me to have one, and I think I'm doing fine. Go to the shelters over and over. Certain breeds are very common so when a different breed comes in they are adopted much faster. I was a volunteer dog walker at mine so I got to meet almost every dog that came in, which is when I fell in love with mine :)
IT HAS NOTHING TO DO WITH:





(1) the size of your home





(2) how much you earn





IT HAS EVERYTHING TO DO WITH THE FACT THAT YOU RENT!!!!





One of the top 3 reasons for animals landing in shelters or rescues is because the owner rents their home and





(1) the landlord says the dog has to go (even if they had previously agreed)





(2) the person decides to move - maybe because of a job elsewhere, maybe the propeerty gets sold, maybe they have an argument with the landlord - but whatever the reason, they are moving and can't find somewhere to rent that will take their dog.





It could happen next year, it could happen 5 years from now but statistically you will be moving during that dog's lifetime and if isn't to a house you have purchased, you have to find a place that will take your dog. And these days, good luck!





The odds of needing to move and being able to afford a house to buy as the option, are, at your age, very slim with the over-inflated real estate market.





HUGE HUGE HUGE PROBLEM








Also it has to do with your age. Again the statistics are against you.





(1) The age group most likely to get a dog and then later decide that they can't ';give it enough time'; or ';I'm gone too much'; or ';my situation won't let me be able to care for it'; are the group 18 - 25.





(2) At this time you aren't married. Another major reason for a dog losing its home is its owner meets someone, they get involved, the person moves in and they don't like the dog, they are allergic to the dog, the couple has to move to a bigger place and can't find somewhere to rent with the dog; the person has a kid or two and doesn't want the dog around them or the kid is allergic ......





4 years does not stability prove when you are looking at a commitment of 10-15 years and at a point in your life when things can change rapidly - move because of the sudden better job offer in another town; move because you want a nicer place; move because you meet a partner and want to live together and need to split the distance between your work; if you have been on your own for 4 years and are under 25, I'm guessing you didn't go to college so your employment,even though it has been the same for 4 years, is inherently more unstable at your age (I'm a micro-economist and that is true) so what you plan on doing and what happens might not be the same thing; you meet a partner who is allergic to your dog........shall I continue or do you get the idea??





You are in the age group whose whole life is in a state of change as to rent vs buy; where you live; where you work; who you live with......





And right now that makes you unsuitable. They aren't judging you personally (they don't even know you!) - they are judging the statistical odds of ';young unmarried renter.';





In 4 years probably, in 6 years or age 30, most likely. as you will be more settled and stable ....or buy a house as that is the BIG REASON right now (yeah, I know, California prices are NUTS!!!).








NOW SOME OPTIONS AND POSSIBLE SOLUTIONS





(1) Have you tried the specific rescues for a breed? Those are people who work with that breed, are volunteers and it is an effort organized by the National Breed Club.





Our club breed rescue quite happily places with people that work - for heavens sake nearly all of us WORK fulltime!! . I just placed an AKC Champion whose owner was killed in an accident in a home with kids and both parents work fulltime. (Actually we flew him from California to the east for this home.)





Check the National Breed Club Rescues:





http://www.akc.org/breeds/rescue.cfm





EVERY AKC BREED HAS A BREED CLUB RESCUE





(Formal shelters and gov't operations don't want to ever have to deal with the dog again. The breed club rescues are often more flexible because they know that if they have to they can rehome the dog in a foster placement with a volunteer.)





(2) THE RENTING PROBLEM





(a) Get a letter from your landlord that a dog is fine and what size is okay with him. Be nice if he could rave about what a great tenant and how reliable you are too! That would be most excellent.





(b) Get a letter from family who own their home - maybe your parents? - that if anything ever happened that you had to move, you and the dog or the dog is welcome to live with them.








OTHER REFERENCES





(a) You mentioned you have had dogs. Contact the vet for your prior dogs and see if he will give you (or you through the dealings with your family) a positive reference.





(b) Go here and find an obedience trainer. When you apply, you can tell them that you have already arranged for you and the dog to work with a qualified obedience trainer.





Now you both need a GOOD obedience class - and that is NOT Petsmart or Petco. GO here to find contacts in you area that can help you locate and obedience trainer who works with all breeds and who does AKC obedience competitions competing at what they claim to teach – no proof of ability like winning:





http://www.akc.org/clubs/search/index.cf…





http://www.akc.org/clubs/search/index.cf… (set on all breeds)





http://www.akc.org/clubs/search/index.cf…





Even it they are an hour or more away, they will know other people all over the state.





(c) Get a letter from your employer/supervisor (stop laughing - tell them it is like adopting a child anymore) giving you a good reference for being responsible and reliable.








NOW DO NOT EVER BUY FROM A PET STORE. Those puppies came from puppy mills where the parents are locked in cages, bred until they literally die from it, never vaccinated, never wormed, fed just enough so they don't quite die of starvation, live in filth, never bathed or groomed or cared for, are typically of very poor genetic stock both physically and often mentally. The puppies are shoved off to pet stores with no vaccinations, no worming, no socialization or handling... You are buying nothing but heartbreak at a price higher than what a responsible breeder charged for a pet puppy.





IF YOU OPT TO BUY A DOG





If you do end buying a dog, here is how to find a healthy puppy or adult. (I jsut cut 'npasted this from something else iI had written so sorry if it is reptitive.)





First, start with the list of breeds on the AKC





website.http://www.akc.org/breeds/index.cfm...





You can search by Group, Breed name or all of them at once. Now, when you click on the picture of the dog and go to the page for that breed, on the left is a column. At the bottom of the column, is a link captioned ';National Breed Club';. Click on it - that takes you to the link to the National Club that is the only club about the breed that is recognized and accredited by the AKC and it sets the standards for the breed .





The Clubs' websites will give you an ENORMOUS amount of information about the breed - the good, the bad, and the why or why not to get that breed. The clubs websites also have:





(1) a breeders list - all of whom have agreed to abide by the breeders code of ethics (which you can read)





(2) a link to the breed rescue for their breed





Do give serious thought to adopting from an adult from a BREED CLUB RESCUE (see above for such rescue's websites). The clubs' breed rescues go to a great deal of trouble than a shelter or an organization with a building doing rescue to determine the dog's temperament, personality, likes and dislikes (particularly kids and cats and other dogs in the household), health, and level of training. They make a huge effort to match the right dog to the right home - and if they don't have one they think will be suitable for your home, they won't place it.





If you decide to get a puppy, please use one of the breeders who are members of the breed club. A well-bred pet puppy may not be a candidate for the show ring (that nose being 1/8th of an inch to long or something else very picky) but they will be very healthy, the parents carefully screened for hereditary health problems ( and that involves a LOT more than a checkup at the vet - massive vet bills for hereditary health problems are not good) , and from a breeder who has devoted a great deal of time to understanding the breed and bloodlines. A responsible breeder will have a written contract with a health guarantee for hereditary problems; require that if for any reason you ever have to give up the dog that it comes back to them; and always be available for help, assistance and advice about your dog. Such a breeder will tell you if they don't think their breed is right for you based upon your needs. They want a perfect forever home for the puppies - not the money. (In 43 years in the dog show world, I have never known a breeder of that caliber who has made a profit on their dogs - it is labor of love.)





Now from your viewpoint the contract requirement that ';require that if for any reason you ever have to give up the dog that it comes back to them'; is in your favor. That breeder stands ready and willing to take charge of the dog if you ever have to move and can't find a place that will take the dog or if something else happens. In addition, if there was a situation to come up where you would be temporarily unable to have the dog with you (moving and new place is great but there is a gap and you have to stay with friends), the breeder is the saftey net for the dog and you. If the breeder is comfortable that you will stay in contact with them about how the dog is doing and where you two are, then that will work.





A puppy from such a breeder costs no more - and often less as poorly bred dogs tend to have very high vet bills over the years - than from a backyard breeder who doesn't do the health checks, knows nothing about the breed or bloodlines, doesn't give a guarantee, never wants to hear about the puppy again and has breed from mediocre or poor quality dogs.





You may find the breeder who has the type of dog you want but no litter on the ground at the moment. Most good breeders have waiting lists -get on it. You may find the breeder and puppy you want but at a distance. Among the really responsible breeders(members of the club) shipping a puppy is quite normal -they want the best possible home for the dog and the written contract is very extensive wiiht lots of documentation about health esting from the OFA, CERF, Univ of Michigan and other facilites; and certificates from the AKC about their dogs' achievements. (And be prepared to get co-opted into joining the breed club and getting involved!)








Do ask the breeders on the club list if they have any dogs they bred that they need to rehome - good breeders all require if the owner can't keep one, it comes back to them. It may be a dog they placed and it came back because the owner didn't have time, didn't realize how big it would get, got divorced.... It may be a dog who was a show prospect but as they grew didn't meet their early promise. It may be an AKC Champion they decided not to use in their breeding program because while it did get the Championship, they don't need more bloodstock or find a tiny conformation flaw they don't want to reproduce.
Yeah...I hear you! A *LOT* of shelter/rescue people a TOTALLY *NUTZ*!!!!





They'd rather a dog a sat inna pen w/THEM until it DIED of old age than place it inna ';less than optimum'; home!


Would rather KILL a hound than let it go to a HUNTING


home!!


Would keep a dog cooped-up for LIFE than let it go to a home where the person worked PART-TIME!!! DUH???HOW the BLANK do they think the FEED gets paid for???





See,those sort of folks tend toward being AR/humaniac/peta-NUTZ to begin with %26amp; working w/so many animals that are DUMPED by their IDIOT ';first'; owners,they get even WORSE!!


You ever see stories about the ';collector'; types? Who end up w/200 cats??? Same wackos,just different degree.





*IF* you just want a MUTT/MONGREL w/ NO background info,try the GOV'T.POUNDS!!! *NOT* the ';humane society'; types.





Yep,ALL the pounds,etc. are FULL of BIG HAIRY BLACK dogs...cuz NOBODY WANTS EM!!
Rescues are very cautious because it is there goal to place dogs in a permanent home, not one where the risk of them getting dumped is high.





They look for:





Most rescues don't adopt to families with young children, so with you not having kids that should be a plus for your application.





Are you working? If not, that could be why. They may be concerned about vet care funding.





As far as renting...did you get permission from the landlord or apartment manager to get a dog? If so, get it in writing and fax it, take it, or mail it to the rescue shelter. They may be concerned the dog is not allowed in the rental unit.





Go to http://www.petfinder.com and do a search for your zip code. I'm sure you will find a medium or small dog to suit you there.





Don't give up. Maybe you applications have been turned down because the dog isn't right for you. The perfect dog may still be waiting for you to find him or her!





http://www.libertydogtraining.com
Oh my gosh...your story could be mine!





It got so bad that I ended up spending the money to get my dog from a reputable breeder. The breeders put me through a similarly grueling application process, but actually took the time to get to know me, rather than outright deny me because of where I fell ';statistically.';





ETA: Buying my dachshund was the best thing I've ever done. He's been the best dog EVER and I've been nothing but thrilled with him. He's three years old and the apple of my eye :).





Plus I got a show-quality (but bought him with pet papers), amazingly wonderful puppy for just a little bit more than the ridiculously expensive adoption fees. I was looking for a dachshund, and the average going rate of a rescue agency dachshund puppy was....$300. Crazy. Going through the pound, if you can find a small dog there, is definitely a better option. Around here you can actually get put onto waiting lists for small breeds and they'll call you when one comes in. Then you can have first dibs to meet-n-greet :).





I agree with you...a lot of these so-called ';rescues'; end up either hoarding or charging outrageous prices for their pups. There was a rescue on petfinder that was actually auctioning off a little dapple dachshund because so many people were interested (!). Horrifying...





Supposedly there are good ones out there if you keep looking. Good luck!
I wish you lived in the Tampa Fla. area...I have a friend that runs an all breed rescue there that would love to adopt a dog to someone like you....you sound stable,intellegent and able to give a great forever home to a needy dog....check and see what would be involved with shipping one to you,then go to petfinder.com look up tampa rescues....hers is called R.U.F.F. good luck!!!!! I know at one time we saved a dog from a kill shelter in Cal. and it cost the lady that saved it 300.00 to ship it to me in Fla......we just picked it up at the airport...
Sounds like you haven't found the right rescue group yet. Don't give up and keep looking. There are a lot of rescue groups out there and not all of them are Butt#$%*@
I have been with boston terrier rescue for about 10 years and have never turned an applicant down because they rent, we just require a notarized letter from the landlord. Age also has never been a factor. I'd love to help you but we only work in the NJ area. Keep trying - please - and don't buy a dog!!!

I changed jobs and I am experiencing anxiety. How do I cope with ';what if'; anxiety?

I have recently changed jobs and I am experiencing significant anxiety.



I left my old job for a new one that offered more experience and better pay. While I still liked my old job, I was getting really stressed our because many of my co-workers and bosses, who I got along with and were my support structure, had left and were replaced by bosses who heavily criticized me and my work; however, they still worked me like a dog and took credit for my results.



More money, more pay, better environment...I SHOULD BE HAPPY!!



So why am I not? I worry that I won't be able to do my job well. I, for some reason miss my old job - maybe because I was good at it and was the ';go to guy'; for everything. Now I feel like a small fish in a big pond. I fear that I won't be successful and will eventually get fired. I also reflect on the criticism I received from my bosses at the old job.



I can't stop thinking/ worrying about this and it is destroying my personal life. I need help. Does anyone have any ideas or tips? What do I do? I changed jobs and I am experiencing anxiety. How do I cope with ';what if'; anxiety?
Number one,you would not have got the job if new employer did not think you could handle the work,

Number two ,obviously you demonstrated in your interview your abilities and areas of strengths.

Number three,key word RECENT,give yourself a chance to settle in,transitional anxiety is normal.

Number four,don't reflect on the past,and the critics,put them out of your mind,you are not in that situation physically anymore,why go there mentally.Look ahead.

Try and make friends with new collegues,sit and have coffee break/lunch with them.Try to talk about non work stuff when on breaks.Ask new boss for some feedback on how you are going and if there is anything else you should be doing and arenot.Always ask if unsure rather than fudging your way through and possibly stuffing up.Asking questions demonstrates keeness to learn and improve and that impresses the boss.I changed jobs and I am experiencing anxiety. How do I cope with ';what if'; anxiety?
Wow Worrier,



This sounds just like a situation I was in a few years ago. I was working as a graphic artist for a major metropolitan news paper in their advertising department. And I to was the go to man, the fire extinguisher, the problem solver, in short I did it all. The deadline stress was incredible. The people I worked with JERKS, support from my supervisor(s) non-existant, salery mediocre, atta boys nada. In the end I suffered a heart attack from all that stress. So stop the worrying in the end it's just not worth it.

How can i find out if my sons dad is in the credit bureau for child support arrearages??

He has changed jobs and he has not paid child support as court ordered and child support expects me to know where he is at when we live in different states. I need to know how to find out where he is working at and I don't know if IRS will provide this info to me since they would have access to his new employment due to filling out tax deduction forms for a job.How can i find out if my sons dad is in the credit bureau for child support arrearages??
Every employer in the United States is required to report any new or rehired employees. This data is entered and maintained through the state's New Hire Directory. This information is also passed on to and shared with state and federal child support enforcement agencies.

If your ex has not been paying his court ordered child support, it's only a matter of time before he's caught. Child support enforcement can file for a tax offset to capture any refunds for arrears. But if he doesn't get a refund there's nothing to offset. They can also put liens on assets or get his driver's license suspended.

They should know how to use the system to locate a deadbeat parent and take steps necessary to get him to pay up. If you can, try someone in their upper chain of command.

You could also file a grievance with the court for contempt and threaten him with some jail time.



When your ex fills out his W-4 form, it doesn't go to the IRS. It's just used by the employer's payroll to determine his withholding amount and is kept with his files.

Although, the W-4 doesn't get sent to the IRS, a copy of the form or an equivalent alternative is sent to the state's New Hire Directory.How can i find out if my sons dad is in the credit bureau for child support arrearages??
I do not know what state you live in but here in Ohio

The child support section of the goverment in Warren county has a department that is inter linked with the IRS system that ONLY lets them know if someone is found working



It is then the departments job to let the courts via court orders

to take over obtaining the address of the ';employer'; Their local legal system is notified and then the rest is history



When we have the man power yours will be next to be taken care of they only have so many persons and a LOT of dead beat dads in this country
IRS won't know where he is working until W-2 information gets forwarded to it next summer. It will not tell you anything. In my state, California, employers have to inform the Employment Development Department (among other things, it handles state employment taxes) about new hires within less than a month of being hired. Your local District Attorney, family support division or its counterpart in other states, will be the one to access this type of information to enforce child support orders.

How Much tax will i pay?

I am Currently looking to change jobs but will take a pay cut, How much tax will i pay on 拢11,000, Will my tax code change and how much can i be expecting to clear each month?



Please help??How Much tax will i pay?
Your tax code remains the same. (most people's is about 600; ie the first 拢6000 you earn is untaxed.)



So, on 拢11,000 you'll pay about 21% of 拢5,000 in tax.

You'll also have to pay NI on top, of course.



Take a look at tax-credits though. I had a job last year where I was earning just 拢6.20 an hour, but the Tax Office paid an extra 拢50 a week into my bank account in working tax credits. It was great.



(search the HMRC web-site.)How Much tax will i pay?
Bit unusual to take a pay cut,but, your tax code will not change and as a general rule of thumb - give or take a few quid you lose about 26% for tax and National Insurance. (why they don't just lump it together and call it tax I don't know)

So on 11k you should finish up with about 拢190 a week.
Won't be quite as bad as you may think. Your tax allowance will increase to 拢6475 on 6th April for the year 2009/10. Play around with http://www.listentotaxman.co.uk .
Tax code won't change. You can earn the same amount before tax as you can now. Roughly a third of your wages are tax.
Around 10,000

How can I erase the data on my laptop fully and completely?

I am changing jobs and I have some personal files such as bank details on my office laptop which I need to return.How can I erase the data on my laptop fully and completely?
Head over to http://www.fileshredder.org/ and download this open source (Free !) program to select all the files you want and delete them with confidence.

Don't know which files to search where ? Is deleting your whole drive a possibility ? If so, just download a free linux distro, boot it up, and in a terminal windows use the command:

sudo badblocks /dev/sda -w -s -p 5 (needs some editing depending on your linux distro and laptop config).
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  • When delinquent, how much worse is it to settle than to pay off a debt in full?

    I have many debts from CCs to a car to personal loans. On 2 CCs, I just lost track after having moved, changed jobs, etc. They went to collections just as I was going to try to make arrangements. I understand that settling shows up on the credit report as settled, but it's tempting to do when it can save me so much, and I can start to get the debt in the past. How much worse would it make things for me in the long run if I settle vs. knock the interest down and pay off the amount in full? Will it significantly affect my ability to buy a car, rent an apt, buy a house, get a CC, etc, any more than if I paid in full? The collectors are calling. What's the best answer? I want to be on top of my finances again. I'm not used to having a delinquency problem. It's not me. I want out of debt and to build my retirement, especially when I'm already 34 and have all debt and no real assets or equity after being married to someone who sucks me dry financially.When delinquent, how much worse is it to settle than to pay off a debt in full?
    I am really surprised at the wrong information that was given to you here. It is not true that paying off the account will allow it to be removed from the credit report any faster than if it is settled. The opposite is actually true in many cases. Negative information is kept on the credit report for seven years from the start of the last delinquency. If you catch up at one point and then get behind again, this will start the clock over. If you settle the debt, then there is no restarting of the clock.



    It is also not true that a settlement will necessarily keep you from getting credit for years. Most loans are based strictly on your credit score. There is no appreciable difference in the credit score of someone who paid off a debt in full and someone who settles the debt as long as they happen at the same time. Much more important is how long ago the delinquency was. If you have to wait to pay it off, it will have far more impact on your credit score.



    The money that you save by settling the account can be used to help you financially now and to help you rebuild your credit. Further, you can negotiate how the company reports the debt to the credit bureau in your settlement offer. You can have them just report a zero balance and not report that it was even settled. I have done this for many clients.When delinquent, how much worse is it to settle than to pay off a debt in full?
    It would probably be better to consolidate and pay off the debt rather than settle. The settlement can stay on your record for 7 to 10 years, but once you pay the amount in full, the debt can be removed from your record in 6 months or less.
    You shouldn't settle unless you have no other choice.
    The delinquencies will remain on your credit report regardless of whether you pay in full now or settle now; you're already in delinquent status and no matter what you do now, that's going to take a while to repair. But settling will do a LOT more damage to your credit at this point than paying it off, even if it takes you a lot longer to do. The money you save now by settling will be taken away by many years of higher interest rates and with a settlement on your credit report, you will have a hard time getting a car note, mortgage, etc in the next 5-10 years.
    I suggest you to pay off all debts in full.

    How can I find out for sure if I have a traffic warrant?

    The ticket happened 2-3 years ago. I was in the middle of changing jobs and moving across the country and simply forgot about it.



    I've already called the court. They say they have no record of it. I suppose I ought to be content with their incompetence, but I'm going to be traveling out of the country and don't want to be detained on my return. Is there any kind of database (even a pay one) I can check to be sure?How can I find out for sure if I have a traffic warrant?
    If the court has no record of it then they've either lost it (and may find it later) or it doesn't exist. Rather then calling them, write them a letter asking the same question so you have a written record of their response.How can I find out for sure if I have a traffic warrant?
    Call the cop shop where the ticket was issued %26amp; ask them if there's a warrant out for you.
    Contact the District Attorney's Office that had jurisdiction on your old case and see if they have anything. If the court and the DA's office both have no record, then you should be all set.



    But as another poster suggested, get it in writing, make copies, keep one copy locked up back home and another copy with you when traveling out of the country.

    How can I be a realty estate agent in USA?

    I have a degree in Libral arts and has been working in the sales and marketing for overseas export. I would like to change job to be a realty estate agent, what steps I have to take?How can I be a realty estate agent in USA?
    have to take realty estate agent classes. best thing to do is stop by and ask one or call one.

    How do you get a deadbeat dad to pay if he keeps switching jobs?

    Been trying to get child support for 12 years, he keeps changing jobs and his mother always says';He doesn't live here';, everytime we track him down to serve papers. How can a man go through life and never use his s.s.#, address, name, or whatever else one needs to function? He has to be stopped! I tried just about everything you can think of. Does anyone know a secret to catch him?How do you get a deadbeat dad to pay if he keeps switching jobs?
    You need to have him pay through the court system. They will enforce it and eventually put him in jail if he does'nt pay or continues to use fake SS#, address etc. You can and should seek help through the state. If you have a court order you can go back to court or have the state prosecutors office go after him.

    They have the knowledge and experience needed to put an end to this for you. Good luck.How do you get a deadbeat dad to pay if he keeps switching jobs?
    Hell, turn him in to the IRS...you may not get any money, but it would be worth it...he obviously is taking money under the table, the IRS will investigate, and if they get any money, you get a 10% reward of the money they collect. I would do it in a heartbeat..he deserves it ... go for it. I hope you have his SS number....phone it in, or write a letter. Sic them on him...they are relentless.

    How to Stay afloat in this recession?

    Ok. So, like other single parents that have no support system, how do you stay afloat? Is it possible to raise two kids and not loose it? I changed jobs to provide a better life for my girls and just today lost my car. Which puts earning money at a standstill. Does anyone have any suggestions that won't require me to give up and run home to mom and dad? ( which isn't even an option.) Please help this struggling mom find the way to stability.How to Stay afloat in this recession?
    Child support from the father? Also learn to live within your means. Spend less than you earn. No luxuries until you get on your feet. Good luck.How to Stay afloat in this recession?
    If you're interested, you can do surveys online for extra money. I know some Free survey sites

    you can try. Check this blog for info and Proof of Payments



    http://Good-Part-Time-Jobs.blogspot.com
    Dont mean to sound mean, but kids are not a ';right';. Personally, I waited and waited to have kids until I was SURE I could afford it. It's about the choices you make in life - jobs, partners, education, kids, etc.

    How much vacation time to you get at work?

    Do you get a week after a year or maybe earn PLT (paid leave time) I'm wondering cuz I am thinking of changing jobs but I get 4 weeks of PLT a year and I want to compare. ThanksHow much vacation time to you get at work?
    My husband has been at his job almost 4 years, and he gets 3 weeks of vacation and 1 week of personal. Also, the company shuts down for the week of Christmas, so they all get that week off (paid).How much vacation time to you get at work?
    Depends on the organization you work for. At the company I work for you start out with 5 vacation days and 5 personal days (total of 10 days PTO; paid time off). I have been with the company for 11 years and currently get a total of 160 hours (4 weeks) vacation a year.
    Same here...we get 4 weeks of PTO
    It will depend on who you work for, but there will be a minimum laid down by law.

    Personally I have my own business, and have created a residual income so I can take off as much time as I like as often as I like.
    5 weeks in a year and Saturday,Sunday and important holidays also.
    Actually 5 weeks a year. 4 weeks (after 10 years), + 3 personal days + 2 floaters.
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  • I am thinking about applying for a job with Coca Cola.What do you think about them?

    I am thinking about changing jobs and am going to apply for a job at Coca Cola.Do you or know of anyone that has worked for them and how are they?Do they treat an employee well and are there many advancements available?Let me know what you think.Thanks.I am thinking about applying for a job with Coca Cola.What do you think about them?
    I am a student and I waiter/bar-tend at corporate functions occasionally. I just worked at a Coca-Cola function and everyone was really nice... the company also really seems to know how to look after their employees (treating them to this company outing).

    What are some of the pros and cons of working for Sprint?

    I am thinking of changing jobs. I currently work for Fifth Third Bank and I'm looking looking into working for a cell phone company. Specifically, I've been applying to Sprint retail stores. I was just wondering if you are currently working at Sprint and what are some of the pros and cons of working for the company. Do you like it? Do you ever have to stay after hours to try to meet sales goals? How good are the benefits? Is the commission worth it? With the state of the economy, I just wanna make sure I'm getting myself into something good rather than bad. Thanks.What are some of the pros and cons of working for Sprint?
    Pro: You get paid.

    Con: You have to show up when they tell you to.

    The bank sounds like steady income.

    Sales might depend on quotas.

    How do you stop a small dog with seperation anxiety from ripping up your carpet when you go out?

    Our dog has been by my side all his life. Now I have changed jobs and have to leave him in sometimes on his own. He always tries to dig up the carpet to get out. How do I stop him without resorting to smacking him?How do you stop a small dog with seperation anxiety from ripping up your carpet when you go out?
    You should never tell your dog 'no' unless you catch him in the act. He'll not know what your telling him. Remember, dogs are dogs, not people.

    You should get a behavouirst in, they can advise you on the best way to help your dog cope with the loss of his 'alpha leader' during the day. Dogs are PACK animals, meaning they live in groups. you and him have been a pack, and learning to cope by himself is going to be hard. DAP diffuser from your vet can help him feel at ease. Consider Crate training, and get him some chew toys and a kong to keep him occupied while your out.

    Maybe concider a doggy day care place or dog walker to allow him out during the day.How do you stop a small dog with seperation anxiety from ripping up your carpet when you go out?
    get another dog.
    He needs to know that when you leave your coming back, try small gaps of 5Min's, then return and praise him. Also leaving something of yours as a sort of comforter is also said to help. And old pair of slippers/shoes as they carry a lot of your sent.



    And another thing to try is leaving a radio on, a lot of animals have problems dealing with silence.
    leave him in the street
    give him or her another friend
    Get him a stuff toy to act as a buddy for starters. If there is something to keep him company that may help. Also, it may help if you handle the toy frequently so it has your scent so the dog can associate to toy with you.



    Start my leaving the dog in one room and you leaving to another room for small intervals at a time. After the dog copes well with you being in another room for periods of time, try leaving the house all together repeating the process as when you simply left the room. Make sure the dog has steady access to the previously suggested toy.



    Another thing you may want to look inot if the seperations don't work is kennel training your pooch. Kennel training isn't for everyone or all dogs. Speak with a pro to get ideas how to go about this. A lot of pet stores has pros on staff like Petsmart and Petco. You can even speak with your vet.



    I suggest strongly against the smacking tho. Your dog is acting out due to the feeling of being abandoned, but smacking the dog as repremanding him upon returnng he may act out more after feeling dejected . Popping, should be a last resort.
    crate him when you cant supervise him.
    get VERY angry and ignore him 4 a short while if he keeps on doing it you'll have to resort to taping him on the nose
    Buy a nice chewable toy or bone and get your dog really excited about this new toy! When you are leaving take it out from hiding a distract your dog with his favourite toy. Don't make a big deal of leaving, like: bye doggie! good boy! Just distract him from you leaving and don't make a big deal leaving but make sure he is distracted. Maybe even put some peanut butter in a toy with a hole in it... so it will take time for him to play with.
    I once had a beagle that had that problem. I couldn't even go to the grocery store without him peeing. I took him in the car as often as I could, but when he had to be left, a crate was the only solution. Get something that is large enough to accommodate a pillow, a toy, and a water dish. Good luck
    The best thing to do is get him a crate. I understand you may not like the idea of confining him, but a crate is a good alternative to unwanted behavior. Dogs are ';den'; animals anyway, and it will provide a safe place for him. If he has been with you most of his life that may be the issue anyway.... not feeling safe while you are gone. Try some fun and interesting toys ( hide-a-squirrel is great) and some super tasty treats (bully sticks) next time you have to leave and if they don't help distract him, think about the crate.
    you put a plastic bag on his head.I'm sorry but your dog isn't more important than your sister
    Give it a good run until he gets tired. Anxity comes from frustration which comes from lack of excercise.
    get a kennel, it may be harsh but the dog might grow to love it and try to teach it how to stop doing that!
    Get a kennel for the dog or crate him when you are gone.

    I had a cocker that did that so I crated him.That solved the problem and he even started to like his crate after awhile.
    Crate him.
    get a kennal cage and when you go out put him in it, after you make sure he went to the bathroom outside. he may bark but that's better than replacing carpet all the time!
    Get a dog crate. It may sound mean but it truely isn't. My dog goes into her crate when we are away from home and at night. We keep a small bowl with food in it and we give her a treat every time we put her in it. It also has a pillow and a small blanket which makes it quite cozy. Just don't use it as a punishment and your dog won't view it as a negative thing. The dog may whine at first but that is normal.

    How do I know if I have lost hearing in my ear or if it is just clogged up?

    It is frustrating to say the least. Unfortunately with having changed jobs I don't have health insurance. So if I am going to see a doctor I want to make sure I am going for the right thing or if I can take care of it at home. I would say 50% of my hearing seems to be effected in one ear. I can't seem to get an idea of symptoms. Thanks.How do I know if I have lost hearing in my ear or if it is just clogged up?
    What You Should Do is put a Qtip in your ear if u have wax then ur ear is clogged up with wax but if theres nothing then you probobly ruptured your ear drum and you should go to the doctor to get it checked out just to be sure

    How do I hire a Private Investigator in Washington state?

    I need to find where someone works at this time. She has changed jobs twice when I have garnished her wages.How do I hire a Private Investigator in Washington state?
    Look in the yellow pages of the phone book, or do a search on the web.How do I hire a Private Investigator in Washington state?
    post an ad, search online.
    Yellow Pages, let your fingers do the walking.
    Look in the phone book or call a lawyer or friend to get a recommendation.
    In Canada you go through the Police, maybe its the same where you are! The Police refer you to a Private Investigator. Some big cities actually have some listed in the phone book!

    Watchout you can be sued for garnishing someones wages. I did sue some one and won

    back the garnished wages and court costs too!

    I won because the garnisher could prove justification of garnishing wages! I won but also lots my Job at Eatons too. They don't take kindly to being sued! so it was what you'd call a win-lose situation Won the battle but lost the job! Security Guard but did get similar Job at Kmart but at lower pay!

    How well do you get on with your work colleagues?

    Would you continue to see any of them socially if you changed jobs or moved to another company?How well do you get on with your work colleagues?
    it never really happens



    I have been in a couple of jobs where I got on *really* well with some colleagues.... when I changed jobs we met up a couple of times, but then it all fades away. conversations become stilted, as you do not have a common frame of reference.



    unless you are actually 'in a relationship' with another colleague, its best just to make a clean break and forget themHow well do you get on with your work colleagues?
    we all get along too well here
    Not so well. Nope.
    Get on very well with all my colleagues, but not with my bosses????
    some yes but some others i would be glad to never see them again
    i usually don't because i always lost touch i guess co-workers are meant to stay at work
    Well I get along with the collegues apart from the Boss, I tend not to get on with like one manager
    where i used to work i have alot more friends (i still have nights out with them) than where i work now

    i have 3 good friends where i currently work

    the rest of them i wouldnt call friends coz i have to becareful what i tell them

    and there is a couple of people who i hate being on shift with coz they think they are better than everyone and they just annoy everyone
    Hi Skidoo :)



    I get on very well with my colleagues and often socialise with them away from work
    I get along great with everyone at every job because I do my job well and don't pull any crap like tying to take a longer break or not pulling my weight.

    No, I never get buddy buddy with work people.keep it real.

    8 hours a day is enough of anyone.

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  • How can I get my W2 from a past employer?

    I changed jobs in May of 09 and I've made several attempts to contact them and request that they send it. It's getting close to April 15 and I would like to file them asap but I can't until I get this W2.How can I get my W2 from a past employer?
    Between February 15 and April 15, a special rule allows you to file without yoru W-2 after making reasonable efforts to obtain it. To file without the W-2, you must follow this procedure exactly:



    1. After January 31, ask the employer for it (you have already completed this step).

    2. Wait a reasonable period of time (you may have already completed this step).

    3. After February 15, call the IRS at 1-800-829-1040 to report the situation. This step must not begin until steps 1 and 2 are complete and the date is after February 15.

    4. The IRS will ask you for some information and send you a ';substitute'; form. They will also attempt to get the employer to send you a W-2.

    5. Fill out the substitute form.

    6. If the IRS fails to get the employer to send you a W-2, you may file using the substitute form instead of the W-2. You are allowed to do this only after completing all of the above steps. (Simply downloading a blank substitute form from the Internet is not satisfactory; you must first request a W-2 from your employer, wait, and call the IRS.)How can I get my W2 from a past employer?
    Call the IRS at 1-800-829-1040 and discuss the situation with them.
    keep trying, the employer is the only one who has a copy they will send you

    Any one with great ideas? I'm beggining to add weight. How can i stop my face and belly from getting too big?

    I changed jobs, i now work in a more relaxed office. So i have started adding weight. But the problem is that my face and stomach is getting big. People say i look more beautiful with a slim face and flat tummy, thats because i have a longer upper body and small bust. Is ther anything i can do to reduce the fat on my face and belly?Any one with great ideas? I'm beggining to add weight. How can i stop my face and belly from getting too big?
    Well, there IS a difference between being healthy, and being skinny. Try doing these ab exercises:



    1. 100 Crunches: middle, right, and left.(100 each)

    2. Swim. Swimming provides the right lean muscle without putting strain on them.

    3. Eat right.

    4. As your body bcomes leaner, so will your face.Any one with great ideas? I'm beggining to add weight. How can i stop my face and belly from getting too big?
    Weight gain is caused by eating more calories than you burn. To loose weight, burn more calories by exercising and eat less calories than you burn.



    Sorry, but that is the only way to loose or gain weight. All diets have that principal as the under lying factor that actually causes the weight loss or gain.
    not sure about your face but for your tummy buy an exercise ball i sit on mine and watch tv it helps
    eat less exercise more
    healthy diet n exercise.Move around whenever u get a chance

    Can a woman ever be the man's emotional protector AND strength?

    Can someone explain how women are nurturers?

    Men are nurturers.Women are weak creatures who need a man to nurture them.



    Even wikipedia says it



    ';Society has different rules with regards to the way that men and women are supposed to express themselves. Men are generally regarded as the ones who are supposed to give comfort and strength. If they break down, cry, or seek comfort they may lose face. Women and other men do not give men an option to express feeling sad, tired, weak, depressed, inadequate, needy, or lonely without sacrificing their masculinity.';



    Part 1: Friendliness

    Women are more insecure and harder to deal with. Even women admit it. They resort to emotional blackmail and men have to deal with PMS. Yet when men are suffering from IMS (Irritable Male Syndrome) we are told we are jerks if we act out. Men also have hormonal cycles and times of up and downs.



    Part 2:Emotions

    Women by far express more vulnerability. Men give more comfort Women receive it. But in general we are equally emotional. Why do women get comforted if both had bad days at work? Why should women be treated with more care, compassion and attention? We have an equal amount of emotional needs? Why not give men more compassion, attention and care ? No one in society does. Women only want a sensitive man if he is sensitive to her needs but doesn't have problems of his own. Men are the ones who show more love and compassion. Women show more weakness and vulnerability.Can the situation be reversed?





    Part 3: Strength

    Men are the strength during a time of crisis. They are the pillar of strength.They are the ones women lay into for strength.



    Part 4: Affection

    Women give less affection. The man always holds the woman. The man hugs the woman. The man kisses her forehead. The man lets the woman lie in his lap and caresses her hair. A woman is never the more affectionate one.



    Part 5: Giving

    Men by far give more in terms of everything(gifts, massages you know it).



    Part 6: Cheating

    Women are forgiven for cheating more often. When a woman cheats and is forgiven the man works harder to satisfy her needs. If a man is forgiven he undergoes emotional blackmail and domestic violence. A cheating man gets hit and kicked out of their house. A cheating woman does not.



    Part 7: Heroes

    Women still expect heroes who are strong, compassionate, very protective with hearts of gold but women very rarely play this role in return.



    Part 8: Borrowing stuff

    Women borrow men's stuff. But men don't borrow women's clothes and stuff. This includes ipods, headphones, videogames, DVDs, drinks, food,household products, toiletries. Men don't get anything to remember their woman by because men are more thoughtful.





    Part 9: Nurturing

    Men would come over in the middle of the night to comfort or take care of their spouse or get her medicine at 2 am. Women wouldn't. Women get more pampered when sick. Men cook,clean and bake. Men give more gifts. Anniversaries, birthdays and valentines are all abut women. Men cook Thanksgiving dinner while women sit around and drink. Men adjust the temperature to her liking and would give up their umbrella. Men get her water in the middle of the night and serve her first.



    Part 10: Financial Security

    When has a woman every supported her man financially if he wanted to change jobs or go back to school?



    Women benefit more from relationships.Can a woman ever be the man's emotional protector AND strength?
    If (a big one) all of what you say is true, then the tail side to the coin you describe is men being the leader. Women receive a lot. Men give a lot. What do men get in return? Leadership. The right to lead. The leadership of course would have to be for the woman's benefit or the equation again wouldn't balance. Men shouldn't lead and expect to benefit from it too. That wouldn't be fair.



    The person who leads should always come last.





    I will say that you are pretty doggone wrong about a lot of the generalizations that you use. Women are generally much better at nurturing than men are. I'd have to say that you still have some figuring out to do.



    You should take a partner dance class like swing, country, salsa, ballroom, etc. Seriously. It will really teach you how women and men are meant to act. Plus it's fun and challenging, and you meet a lot of women. And you get to be good at something women really value, dancing.Can a woman ever be the man's emotional protector AND strength?
    What a formidable rant, asshole! Are you trying to mimic the yapping feminists here?



    ---

    As for your question, the answer is 'sometimes'.
    I don't know what kind of experience you had with your mother ; but it =was certainly not a nice one ; and about your description of woman ; well you do not know a woman
    I far prefer God's determination of men's and women's roles. People buck it and rebel against it, but it's futile. It is what it is.

    Embrace it and enjoy it!

    Men have their strengths and weaknesses, and women have theirs!

    I love it when women and men rise to all that they can be according to the Lord's direction! It is harmony and beautiful!


    Of course.

    Please know I read only your question; the rest seemed irrelevant or else you're tooting your own horn to a choir who doesn't care.
    The minute I read ';Women are weak creatures who need a man to nurture them.'; I've decided not to read on.



    But to answer your question YES! My mother is a great example. She is my hero. I prefer her over my father.
    did anyone actually read all that



    that the longest Q ive ever seen
    yes! women can and do. i am my husbands emotional protector and strength. and i don't mind it. when i am having emotional or other problems in my life my husband is my emotional protector and strength. in other words we are when needed to be each others emotional protector and strength. we complement each others weak spots and strong spots and offer each what they need when they need it. we are not only married but we a couple in every sense of the word. that is why we have been married 34 years.
    Yes, a lot of men see their wives or their mothers and their emotional protectors and strength.
    My wife is mine. So that would be a big yes.